What is not covered?
The au pair is not covered:
- if she commits a crime;
- for the possession or use of weapons;
- in case of intent or deliberate recklessness;
- for participation in fights or quarrels;
- when using alcohol or drugs;
- for practicing dangerous sports;
- for suicide or an attempt thereof;
- for mental disorders;
- for an abortion;
- for pregnancy and childbirth;
- for sexually transmitted diseases;
- due to atomic nuclear reactions.
Additional exclusions apply per coverage; please refer to the policy terms and conditions.